Maryland/New Jersey/Nebraska – Tied at 56 percent for people in each of these three states. ![]() Minnesota/New Hampshire/Wisconsin – Tied at 57 percent for people in each of these three states.North Dakota – 58 percent of state residents.The states with the greatest percentage of residents who have employer-sponsored health insurance coverage are: Which states have the highest percentage of people covered by group health insurance? Some of the largest and most economically robust states in the nation correspondingly have almost half or over half of their citizens benefiting from employer-sponsored health coverage. Illinois – 6,675,200 or 53 percent of the state population.Florida – 8,155,800 or 40 percent of the state population.New York – 9,536,300 or 49 percent of the state population.Texas – 13,126,800 or 48 percent of the state population.California – 18,253,400 people or 47 percent of the state population.The five states with the greatest total number of people covered by employer-sponsored health insurance are: Which states have the most people covered by group health insurance? It is important to find the right balance and offer health insurance plans that suit your business and employees. These statistics on employer-sponsored health insurance show that for small businesses, employers tend to offer coverage that focuses on the employee’s individual care. ![]() On the other hand, 31% of covered employees in small businesses have to contribute more than half of their premiums for a family health plan, while only 5% of employees working in larger companies have to do so. population by state percentageĪccording to the Kaiser Family Foundation, in small businesses, 29% of the employees with employer-sponsored health insurance have their entire premium covered by their employer for individual coverage, while in larger companies, only 5% have this benefit. The average annual premium for employer-sponsored health insurance is around $7,739 for an individual and $22,221 for a family.Įmployer-sponsored health insurance coverage of the U.S. In 2021, the number of people covered by health insurance from their employer sits at around 156 million, or 49% of the country’s population. How many Americans get health insurance from their employer? Those who have a marketplace plan or other forms of qualifying coverage may not have to pay penalties those without coverage are required to pay. Some free preventative care is available like screenings, check-ups, and other essential services. In-network health insurance makes it possible to pay less for medical care than you would pay out-of-pocket, even before the deductible is met as well. It protects policyholders from paying exorbitant and unexpected medical costs. Health insurance can cover many essential healthcare services that are key to maintaining good health. Examples of these are short-term health insurance and medical cost sharing. Many Americans also may assume that health insurance is completely beyond their budget, though there are actually health insurance plans designed for smaller budgets and with affordability in mind. ![]() If you wait until you need to go to the emergency room, you will likely only receive short-term care and be inundated with bills, with qualified care ending after your visit. Since then, an additional 5.2 million people have obtained health insurance coverage.Īlthough statistics like these indicate that more people have enrolled in health insurance, there are still many misconceptions and too many people still wait until they think they need insurance to enroll. 60 million were covered under Medicare, 58 million were covered under Medicaid, and 12 million were covered under military insurance. In 2020, private insurance, including group and non-group insurance, covered 211 million according to the Congressional Research Service. With the COVID-19 pandemic still looming and other diseases reemerging, people have become more aware of the importance of health insurance than ever before. In 2022, the national uninsured rate in the United States has reached an all-time low of 8%. How many Americans have health insurance? ![]() As an employee of a small business, you may be interested in knowing whether or not it’s the norm to be offered health insurance from your employer. Group health insurance is more common than you may think and getting a better understanding of how prevalent employer-sponsored health insurance is in the United States is a great way to equip yourself with the knowledge needed to make decisions about your health care coverage needs.Īs a small business owner you may wonder how many Americans have group health insurance, especially if you are considering offering employer-sponsored health insurance to your employees and their dependents.
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